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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,356 | $92,219+223.5% | $76,767+288.7% | $135,380+120.4% |
| Participation rate | 81.3% | 79.8%+1.5pp | 77.0%+4.3pp | 82.6%-1.4pp |
| Annual return | -7.92% | 5.46%-13.4pp | 2.43%-10.4pp | 519.81%-527.7pp |
| Employer contribution / active EE | $1,926 | $3,216-40.1% | $2,485-22.5% | $4,779-59.7% |
| Participant deferral / active EE | $9,320 | $4,508+106.7% | $3,852+142.0% | $5,609+66.2% |
| Admin fee / account holder | $1,041 | $10,749-90.3% | $6,675-84.4% | $10,828-90.4% |