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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $500,476 | $124,346+302.5% | $111,306+349.6% | $167,553+198.7% |
| Participation rate | 70.6% | 79.6%-9.0pp | 77.3%-6.7pp | 82.1%-11.5pp |
| Annual return | 12.85% | 37.46%-24.6pp | 54.67%-41.8pp | 478.89%-466.0pp |
| Employer contribution / active EE | $2,049 | $3,438-40.4% | $2,732-25.0% | $4,840-57.7% |
| Participant deferral / active EE | $10,064 | $5,182+94.2% | $4,488+124.3% | $6,343+58.7% |
| Admin fee / account holder | $7,397 | $10,623-30.4% | $7,966-7.1% | $12,316-39.9% |