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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,650 | $100,811+249.8% | $86,698+306.8% | $134,545+162.1% |
| Participation rate | 84.6% | 79.0%+5.7pp | 76.6%+8.0pp | 81.2%+3.4pp |
| Annual return | -12.03% | 29.11%-41.1pp | 35.96%-48.0pp | 418.37%-430.4pp |
| Employer contribution / active EE | $2,596 | $3,490-25.6% | $2,837-8.5% | $4,742-45.3% |
| Participant deferral / active EE | $13,645 | $5,339+155.5% | $4,656+193.0% | $6,401+113.2% |
| Admin fee / account holder | $102,752 | $10,926+840.4% | $7,492+1271.5% | $11,431+798.9% |