Retirement plan

LAKELAND BUS LINES, INC. PENSION PLAN AND TRUST

Name: LAKELAND BUS LINES INC. PENSION PLAN AND TRUST - LAKELAND BUS LINES, INC. PENSION PLAN AND TRUST (2015) Form 5500
Creator: LAKELAND BUS LINES INC. PENSION PLAN AND TRUST
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LAKELAND BUS LINES, INC. PENSION PLAN AND TRUST, LAKELAND BUS LINES INC. PENSION PLAN AND TRUST

LAKELAND BUS LINES INC. PENSION PLAN AND TRUSTEIN 22-1526900Plan #004PY 2015

425 EAGLE ROCK AVE STE 105 - ROSELAND, NJ 070681717973-228-4200

Other plans on this EIN

2 filings

#003Retirement-$2.2M assets #002Retirement-$849K assets

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$825K

No prior year

Total participants

107

No prior year

Average account balance

No prior year

Annual return

-5.40%

No prior year

Benchmarks

See 46 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Cohort46 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.71M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$39K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

122.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$327K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6279

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 2 by compensation

Provider	Service type	Compensation
AMERICAN UNITED LIFE INSURANCE CO1+ years Filed as: AMERICAN UNITED INSURANCE CO Service code 52	Indirect Investment Fees	$0
AMERICAN UNITED LIFE INSURANCE CO1+ years Service code 15 · EIN 35-0145825	Recordkeeping	$0

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$37K

$375 / participant

Other / not subdivided$37K100.0%

% of EOY assets

4.504%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$59,150-100.0%

$60,547-100.0%

Participation rate

0.0%

47.9%-47.9pp

68.0%-68.0pp

Annual return

-5.40%

-0.08%-5.3pp

335.64%-341.0pp

Employer contribution / active EE

$5,405

$732+637.9%

$2,419+123.4%

Participant deferral / active EE

$1,539-100.0%

$3,328-100.0%

Admin fee / account holder

$1,787-100.0%

$4,536-100.0%

Provider

Service type

Compensation

AMERICAN UNITED LIFE INSURANCE CO1+ years

Filed as: AMERICAN UNITED INSURANCE CO

Service code 52

Indirect Investment Fees

AMERICAN UNITED LIFE INSURANCE CO1+ years

Service code 15 · EIN 35-0145825

Recordkeeping

LAKELAND BUS LINES, INC. PENSION PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LAKELAND BUS LINES, INC. PENSION PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion