Retirement plan

LAKELAND BUS LINES INC. RETIRMENT PLAN AND TRUST

Name: LAKELAND BUS LINES INC. RETIREMENT PLAN AND TRUST - LAKELAND BUS LINES INC. RETIRMENT PLAN AND TRUST (2018) Form 5500
Creator: LAKELAND BUS LINES INC. RETIREMENT PLAN AND TRUST
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LAKELAND BUS LINES INC. RETIRMENT PLAN AND TRUST, LAKELAND BUS LINES INC. RETIREMENT PLAN AND TRUST

LAKELAND BUS LINES INC. RETIREMENT PLAN AND TRUSTEIN 22-1526900Plan #004PY 2018

425 EAGLE ROCK AVE, SUITE 105 - ROSELAND, NJ 07068973-366-0600

Other plans on this EIN

2 filings

#003Retirement-$2.5M assets #002Retirement-$1.1M assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.3M

+8.7% from 2017

Total participants

117

+7.3% from 2017

Average account balance

$20,753

+6.7% from 2017

Annual return

-7.30%

-27.82 pp from 2017

Benchmarks

See 1,072 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants100-249

Cohort1,072 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.71M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$39K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

122.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$327K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.72%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6279

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
AMERICAN UNITED LIFE INSURANCE CO4+ years Service code 15 · EIN 35-0145825	Recordkeeping	$200
AMERICAN UNITED LIFE INSURANCE CO1 year Filed as: AMERICAN UNITED LIFE INSURANCE LLC Service code 52	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$420K

$3856 / participant

Other / not subdivided$420K100.0%

% of EOY assets

18.581%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$20,753

$42,396-51.0%

$67,313-69.2%

$56,289-63.1%

Participation rate

92.7%

61.0%+31.7pp

69.1%+23.6pp

69.9%+22.8pp

Annual return

-7.30%

-36.63%+29.3pp

-4.08%-3.2pp

-9.96%+2.7pp

Employer contribution / active EE

$3,388

$1,414+139.7%

$2,566+32.1%

$2,111+60.5%

Participant deferral / active EE

$2,105

$2,360-10.8%

$3,568-41.0%

$3,350-37.2%

Admin fee / account holder

$3,856

$510+656.7%

$4,507-14.4%

$521+640.2%

Provider

Service type

Compensation

AMERICAN UNITED LIFE INSURANCE CO4+ years

Service code 15 · EIN 35-0145825

Recordkeeping

$200

AMERICAN UNITED LIFE INSURANCE CO1 year

Filed as: AMERICAN UNITED LIFE INSURANCE LLC

Service code 52

Indirect Investment Fees

LAKELAND BUS LINES INC. RETIRMENT PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LAKELAND BUS LINES INC. RETIRMENT PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion