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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $436,844 | $101,763+329.3% | $164,866+165.0% | $80,874+440.2% |
| Participation rate | 76.0% | 71.8%+4.2pp | 78.6%-2.6pp | 67.6%+8.4pp |
| Annual return | 13.10% | 16.73%-3.6pp | 69.97%-56.9pp | 35.62%-22.5pp |
| Employer contribution / active EE | $3,181 | $2,954+7.7% | $4,343-26.7% | $2,756+15.4% |
| Participant deferral / active EE | $7,203 | $4,477+60.9% | $6,033+19.4% | $4,297+67.6% |
| Admin fee / account holder | $30,474 | $8,228+270.4% | $12,689+140.2% | $6,935+339.4% |