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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,198 | $165,351-58.2% | $149,710-53.8% | $158,931-56.5% |
| Participation rate | 64.3% | 84.6%-20.3pp | 82.5%-18.2pp | 82.0%-17.7pp |
| Annual return | 12.68% | 348.19%-335.5pp | 276.63%-264.0pp | 302.86%-290.2pp |
| Employer contribution / active EE | $2,738 | $5,103-46.3% | $4,645-41.1% | $4,761-42.5% |
| Participant deferral / active EE | $5,726 | $7,181-20.3% | $6,842-16.3% | $5,982-4.3% |
| Admin fee / account holder | $6,690 | $10,807-38.1% | $9,309-28.1% | $11,247-40.5% |