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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,056 | $138,076-66.6% | $123,553-62.7% | $135,380-66.0% |
| Participation rate | 61.1% | 84.7%-23.6pp | 82.3%-21.2pp | 82.6%-21.5pp |
| Annual return | -5.58% | 153.70%-159.3pp | 119.21%-124.8pp | 519.81%-525.4pp |
| Employer contribution / active EE | $1,798 | $5,152-65.1% | $4,628-61.1% | $4,779-62.4% |
| Participant deferral / active EE | $5,283 | $6,800-22.3% | $6,426-17.8% | $5,609-5.8% |
| Admin fee / account holder | $535 | $10,917-95.1% | $9,284-94.2% | $10,828-95.1% |