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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,771 | $176,120-57.0% | $159,487-52.5% | $167,553-54.8% |
| Participation rate | 68.8% | 85.0%-16.2pp | 82.8%-14.1pp | 82.1%-13.4pp |
| Annual return | 13.56% | 331.95%-318.4pp | 263.71%-250.1pp | 478.89%-465.3pp |
| Employer contribution / active EE | $2,903 | $5,299-45.2% | $4,831-39.9% | $4,840-40.0% |
| Participant deferral / active EE | $5,650 | $7,752-27.1% | $7,354-23.2% | $6,343-10.9% |
| Admin fee / account holder | $1,697 | $12,561-86.5% | $10,804-84.3% | $12,316-86.2% |