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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,650 | $72,177-68.6% | $115,038-80.3% | $59,633-62.0% |
| Participation rate | 57.8% | 72.6%-14.8pp | 81.4%-23.6pp | 68.7%-10.9pp |
| Annual return | 0.00% | 12.02%-12.0pp | 26.14%-26.1pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $1,827 | $2,841-35.7% | $4,608-60.3% | $2,203-17.1% |
| Participant deferral / active EE | $4,223 | $4,783-11.7% | $6,026-29.9% | $3,192+32.3% |
| Admin fee / account holder | $320 | $4,927-93.5% | $8,175-96.1% | $4,297-92.5% |