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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,032 | $157,276-46.6% | $141,177-40.5% | $152,885-45.0% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 34.04% | 64.33%-30.3pp | 71.40%-37.4pp | 345.39%-311.3pp |
| Employer contribution / active EE | $2,466 | $5,262-53.1% | $4,736-47.9% | $4,763-48.2% |
| Participant deferral / active EE | $6,708 | $7,110-5.7% | $6,7100% | $5,851+14.7% |
| Admin fee / account holder | $8,589 | $12,123-29.1% | $10,263-16.3% | $11,598-25.9% |