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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,096 | $165,381-47.9% | $149,730-42.5% | $158,966-45.8% |
| Participation rate | 58.3% | 84.6%-26.2pp | 82.5%-24.1pp | 82.0%-23.6pp |
| Annual return | 11.08% | 348.29%-337.2pp | 276.70%-265.6pp | 302.95%-291.9pp |
| Employer contribution / active EE | $1,903 | $5,104-62.7% | $4,645-59.0% | $4,762-60.0% |
| Participant deferral / active EE | $4,419 | $7,182-38.5% | $6,843-35.4% | $5,983-26.1% |
| Admin fee / account holder | $27,830 | $10,809+157.5% | $9,310+198.9% | $11,250+147.4% |