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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,705 | $202,326-46.8% | $172,745-37.7% | $152,870-29.5% |
| Participation rate | 78.9% | 87.1%-8.1pp | 82.6%-3.7pp | 82.4%-3.5pp |
| Annual return | 16.46% | 1029.72%-1013.3pp | 802.90%-786.4pp | 345.34%-328.9pp |
| Employer contribution / active EE | $8,423 | $5,858+43.8% | $5,144+63.7% | $4,763+76.9% |
| Participant deferral / active EE | $5,532 | $5,948-7.0% | $5,197+6.4% | $5,850-5.4% |
| Admin fee / account holder | $5,132 | $17,110-70.0% | $13,954-63.2% | $11,597-55.7% |