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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,411 | $217,432-8.7% | $185,851+6.8% | $167,553+18.4% |
| Participation rate | 58.8% | 86.1%-27.2pp | 81.7%-22.9pp | 82.1%-23.3pp |
| Annual return | 26.97% | 148.43%-121.5pp | 122.11%-95.1pp | 478.89%-451.9pp |
| Employer contribution / active EE | $9,034 | $5,874+53.8% | $5,168+74.8% | $4,840+86.7% |
| Participant deferral / active EE | $5,566 | $6,357-12.4% | $5,5690% | $6,343-12.2% |
| Admin fee / account holder | $18 | $19,820-99.9% | $16,245-99.9% | $12,316-99.9% |