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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,145 | $181,062+70.7% | $158,223+95.4% | $155,188+99.2% |
| Participation rate | 70.0% | 82.7%-12.7pp | 79.2%-9.2pp | 80.8%-10.8pp |
| Annual return | 16.16% | 57.39%-41.2pp | 52.09%-35.9pp | 148.84%-132.7pp |
| Employer contribution / active EE | $7,674 | $4,565+68.1% | $4,109+86.8% | $4,248+80.7% |
| Participant deferral / active EE | $6,121 | $6,134-0.2% | $5,467+12.0% | $6,531-6.3% |
| Admin fee / account holder | $542 | $18,825-97.1% | $16,047-96.6% | $14,480-96.3% |