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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,210 | $154,228-73.3% | $145,433-71.7% | $137,256-70.0% |
| Participation rate | 68.8% | 83.8%-15.0pp | 82.1%-13.4pp | 80.0%-11.2pp |
| Annual return | 19.62% | 74.59%-55.0pp | 66.58%-47.0pp | 220.34%-200.7pp |
| Employer contribution / active EE | $2,358 | $4,804-50.9% | $4,554-48.2% | $4,156-43.3% |
| Participant deferral / active EE | $7,028 | $8,216-14.5% | $7,897-11.0% | $6,407+9.7% |
| Admin fee / account holder | $4,294 | $14,344-70.1% | $13,129-67.3% | $12,270-65.0% |