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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,210 | $156,398-73.7% | $147,318-72.0% | $138,895-70.3% |
| Participation rate | 68.8% | 83.8%-15.0pp | 82.1%-13.3pp | 79.9%-11.2pp |
| Annual return | 19.62% | 78.75%-59.1pp | 70.43%-50.8pp | 145.39%-125.8pp |
| Employer contribution / active EE | $2,358 | $4,853-51.4% | $4,593-48.7% | $4,194-43.8% |
| Participant deferral / active EE | $7,028 | $8,237-14.7% | $7,906-11.1% | $6,396+9.9% |
| Admin fee / account holder | $4,294 | $14,976-71.3% | $13,708-68.7% | $12,562-65.8% |