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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,327 | $105,861-77.0% | $90,756-73.2% | $134,509-81.9% |
| Participation rate | 94.7% | 78.2%+16.5pp | 75.7%+19.0pp | 81.2%+13.5pp |
| Annual return | -9.77% | -10.99%+1.2pp | -12.16%+2.4pp | 418.13%-427.9pp |
| Employer contribution / active EE | $103 | $3,463-97.0% | $2,922-96.5% | $4,741-97.8% |
| Participant deferral / active EE | $5,693 | $5,217+9.1% | $4,565+24.7% | $6,400-11.0% |
| Admin fee / account holder | $6,698 | $13,938-51.9% | $8,445-20.7% | $11,427-41.4% |