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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,792 | $61,660-76.0% | $80,022-81.5% | $64,173-76.9% |
| Participation rate | 86.2% | 71.7%+14.5pp | 75.8%+10.4pp | 69.6%+16.6pp |
| Annual return | -9.53% | -0.33%-9.2pp | 11.22%-20.7pp | 7.63%-17.2pp |
| Employer contribution / active EE | $1,761 | $1,810-2.7% | $2,468-28.6% | $2,381-26.0% |
| Participant deferral / active EE | $2,300 | $2,968-22.5% | $3,686-37.6% | $3,470-33.7% |
| Admin fee / account holder | $725 | $5,417-86.6% | $6,521-88.9% | $4,887-85.2% |