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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,076 | $81,208-77.7% | $98,920-81.7% | $79,852-77.4% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 15.55% | 60.99%-45.4pp | 196.47%-180.9pp | 31.72%-16.2pp |
| Employer contribution / active EE | $1,990 | $1,960+1.6% | $2,689-26.0% | $2,471-19.5% |
| Participant deferral / active EE | $2,844 | $3,265-12.9% | $4,245-33.0% | $3,740-24.0% |
| Admin fee / account holder | $3,137 | $6,013-47.8% | $6,643-52.8% | $5,306-40.9% |