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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,104 | $76,371-82.8% | $93,621-86.0% | $72,975-82.0% |
| Participation rate | 100.0% | 71.8%+28.2pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 19.88% | 25.82%-5.9pp | 32.76%-12.9pp | 81.01%-61.1pp |
| Employer contribution / active EE | $2,321 | $2,276+2.0% | $2,719-14.6% | $2,440-4.9% |
| Participant deferral / active EE | $2,983 | $3,538-15.7% | $4,070-26.7% | $3,608-17.3% |
| Admin fee / account holder | $1,765 | $6,839-74.2% | $7,890-77.6% | $5,124-65.6% |