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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,491 | $100,279+107.9% | $81,353+156.3% | $145,884+42.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 3.71% | 34.49%-30.8pp | 24.82%-21.1pp | 551.85%-548.1pp |
| Employer contribution / active EE | $2,526 | $2,979-15.2% | $2,464+2.5% | $4,662-45.8% |
| Participant deferral / active EE | $7,907 | $4,611+71.5% | $3,885+103.5% | $6,690+18.2% |
| Admin fee / account holder | $5,047 | $8,206-38.5% | $5,766-12.5% | $13,392-62.3% |