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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,498 | $104,544+30.6% | $76,657+78.1% | $152,897-10.7% |
| Participation rate | 100.0% | 76.6%+23.4pp | 72.1%+27.9pp | 82.5%+17.5pp |
| Annual return | 23.49% | 1014.36%-990.9pp | 1166.74%-1143.2pp | 345.43%-321.9pp |
| Employer contribution / active EE | $10,784 | $3,118+245.9% | $2,303+368.4% | $4,764+126.4% |
| Participant deferral / active EE | $8,296 | $4,236+95.8% | $3,335+148.7% | $5,851+41.8% |
| Admin fee / account holder | $1,858 | $12,286-84.9% | $6,423-71.1% | $11,599-84.0% |