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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,659 | $156,398-28.0% | $147,318-23.5% | $138,895-18.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 12.75% | 78.75%-66.0pp | 70.43%-57.7pp | 145.39%-132.6pp |
| Employer contribution / active EE | $4,937 | $4,853+1.7% | $4,593+7.5% | $4,194+17.7% |
| Participant deferral / active EE | $15,527 | $8,237+88.5% | $7,906+96.4% | $6,396+142.8% |
| Admin fee / account holder | $2,785 | $14,976-81.4% | $13,708-79.7% | $12,562-77.8% |