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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,105 | $82,674-38.2% | $125,363-59.2% | $68,495-25.4% |
| Participation rate | 46.2% | 75.0%-28.9pp | 82.4%-36.2pp | 67.9%-21.7pp |
| Annual return | -9.07% | -5.97%-3.1pp | 572.15%-581.2pp | -7.84%-1.2pp |
| Employer contribution / active EE | $2,229 | $3,382-34.1% | $4,815-53.7% | $2,596-14.2% |
| Participant deferral / active EE | $5,133 | $6,111-16.0% | $7,447-31.1% | $4,028+27.5% |
| Admin fee / account holder | $6,695 | $6,276+6.7% | $10,005-33.1% | $5,403+23.9% |