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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,415 | $97,732-64.8% | $83,831-58.9% | $135,380-74.6% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -10.80% | 1287.56%-1298.4pp | 850.99%-861.8pp | 519.81%-530.6pp |
| Employer contribution / active EE | $13,402 | $4,222+217.4% | $3,631+269.1% | $4,779+180.5% |
| Participant deferral / active EE | $2,487 | $4,683-46.9% | $4,082-39.1% | $5,609-55.7% |
| Admin fee / account holder | $628 | $6,675-90.6% | $5,479-88.5% | $10,828-94.2% |