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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,252 | $106,008-72.4% | $92,240-68.3% | $147,586-80.2% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 19.75% | 50.05%-30.3pp | 176.29%-156.5pp | 578.59%-558.8pp |
| Employer contribution / active EE | $11,642 | $4,333+168.7% | $3,680+216.4% | $4,876+138.7% |
| Participant deferral / active EE | $2,238 | $4,478-50.0% | $3,897-42.6% | $5,439-58.9% |
| Admin fee / account holder | $1,815 | $6,333-71.3% | $5,194-65.1% | $10,886-83.3% |