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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,200 | $124,351-59.6% | $109,188-54.0% | $167,553-70.0% |
| Participation rate | 87.0% | 79.4%+7.5pp | 75.9%+11.1pp | 82.1%+4.8pp |
| Annual return | 11.32% | 26.04%-14.7pp | 25.76%-14.4pp | 478.89%-467.6pp |
| Employer contribution / active EE | $9,443 | $4,210+124.3% | $3,723+153.6% | $4,840+95.1% |
| Participant deferral / active EE | $985 | $5,257-81.3% | $4,654-78.8% | $6,343-84.5% |
| Admin fee / account holder | $13,412 | $7,975+68.2% | $6,755+98.5% | $12,316+8.9% |