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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,426 | $211,105-47.7% | $178,449-38.1% | $145,978-24.4% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 13.29% | 30.19%-16.9pp | 27.09%-13.8pp | 550.52%-537.2pp |
| Employer contribution / active EE | $3,946 | $4,569-13.6% | $3,951-0.1% | $4,662-15.4% |
| Participant deferral / active EE | $6,524 | $6,959-6.3% | $6,277+3.9% | $6,690-2.5% |
| Admin fee / account holder | $4,746 | $12,017-60.5% | $10,362-54.2% | $13,400-64.6% |