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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,028 | $190,879-65.4% | $160,009-58.7% | $134,532-50.9% |
| Participation rate | 63.6% | 82.0%-18.3pp | 78.0%-14.3pp | 81.2%-17.6pp |
| Annual return | -18.97% | 552.63%-571.6pp | 408.85%-427.8pp | 418.27%-437.2pp |
| Employer contribution / active EE | $3,325 | $4,995-33.4% | $4,225-21.3% | $4,741-29.9% |
| Participant deferral / active EE | $5,476 | $6,924-20.9% | $6,183-11.4% | $6,401-14.4% |
| Admin fee / account holder | $4,134 | $10,495-60.6% | $8,715-52.6% | $11,429-63.8% |