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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,986 | $226,105-76.1% | $182,540-70.4% | $152,897-64.7% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.0%-11.3pp | 82.5%-15.8pp |
| Annual return | 23.09% | 192.58%-169.5pp | 148.58%-125.5pp | 345.43%-322.3pp |
| Employer contribution / active EE | $2,181 | $4,978-56.2% | $4,076-46.5% | $4,764-54.2% |
| Participant deferral / active EE | $3,978 | $6,370-37.6% | $5,525-28.0% | $5,851-32.0% |
| Admin fee / account holder | $3,081 | $10,706-71.2% | $8,593-64.2% | $11,599-73.4% |