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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,372 | $96,388+181.5% | $80,627+236.6% | $139,466+94.6% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 15.32% | 1352.08%-1336.8pp | 936.76%-921.4pp | 373.66%-358.3pp |
| Employer contribution / active EE | $900 | $3,260-72.4% | $2,723-66.9% | $4,754-81.1% |
| Participant deferral / active EE | $4,000 | $5,224-23.4% | $4,443-10.0% | $6,712-40.4% |
| Admin fee / account holder | $1,642 | $6,603-75.1% | $5,381-69.5% | $11,409-85.6% |