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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,051 | $184,000+10.4% | $162,185+25.2% | $152,909+32.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 19.17% | 150.80%-131.6pp | 115.61%-96.4pp | 345.46%-326.3pp |
| Employer contribution / active EE | $900 | $6,370-85.9% | $5,613-84.0% | $4,764-81.1% |
| Participant deferral / active EE | $17,867 | $8,033+122.4% | $7,297+144.8% | $5,851+205.3% |
| Admin fee / account holder | $1,223 | $13,124-90.7% | $10,844-88.7% | $11,601-89.5% |