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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,081 | $175,646+31.6% | $129,118+79.0% | $134,545+71.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.2%+22.8pp | 81.2%+18.8pp |
| Annual return | -16.22% | -11.39%-4.8pp | -10.94%-5.3pp | 418.37%-434.6pp |
| Employer contribution / active EE | $1,000 | $6,355-84.3% | $5,051-80.2% | $4,742-78.9% |
| Participant deferral / active EE | $3,967 | $7,970-50.2% | $6,539-39.3% | $6,401-38.0% |
| Admin fee / account holder | $1,450 | $23,578-93.9% | $14,305-89.9% | $11,431-87.3% |