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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,117 | $180,028+32.8% | $138,135+73.1% | $158,982+50.4% |
| Participation rate | 100.0% | 82.2%+17.8pp | 78.7%+21.3pp | 82.0%+18.0pp |
| Annual return | 13.79% | 21.68%-7.9pp | 20.51%-6.7pp | 302.99%-289.2pp |
| Employer contribution / active EE | $900 | $7,470-88.0% | $5,587-83.9% | $4,763-81.1% |
| Participant deferral / active EE | $7,167 | $7,717-7.1% | $6,431+11.4% | $5,983+19.8% |
| Admin fee / account holder | $1,329 | $17,912-92.6% | $11,856-88.8% | $11,252-88.2% |