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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,866 | $147,556+52.4% | $129,031+74.3% | $198,609+13.2% |
| Participation rate | 66.7% | 77.2%-10.6pp | 73.4%-6.7pp | 82.4%-15.7pp |
| Annual return | 16.33% | 37.41%-21.1pp | 34.67%-18.3pp | 202.70%-186.4pp |
| Employer contribution / active EE | $1,200 | $3,645-67.1% | $3,226-62.8% | $5,055-76.3% |
| Participant deferral / active EE | $4,000 | $5,760-30.5% | $5,217-23.3% | $6,977-42.7% |
| Admin fee / account holder | $121,988 | $15,467+688.7% | $13,208+823.6% | $19,030+541.0% |