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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,866 | $97,125+131.5% | $86,233+160.8% | $137,256+63.8% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 16.33% | 74.19%-57.9pp | 61.39%-45.1pp | 220.34%-204.0pp |
| Employer contribution / active EE | $1,200 | $2,841-57.8% | $2,504-52.1% | $4,156-71.1% |
| Participant deferral / active EE | $4,000 | $5,180-22.8% | $4,559-12.3% | $6,407-37.6% |
| Admin fee / account holder | $121,988 | $9,725+1154.4% | $8,342+1362.3% | $12,270+894.2% |