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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,011 | $29,670+139.3% | $56,054+26.7% | $80,911-12.2% |
| Participation rate | 41.9% | 41.7%+0.2pp | 52.5%-10.6pp | 67.6%-25.8pp |
| Annual return | 12.97% | 35.24%-22.3pp | 1705.95%-1693.0pp | 35.63%-22.7pp |
| Employer contribution / active EE | $1,007 | $670+50.3% | $1,039-3.1% | $2,756-63.5% |
| Participant deferral / active EE | $3,179 | $1,227+159.1% | $1,952+62.8% | $4,297-26.0% |
| Admin fee / account holder | $527 | $2,431-78.3% | $2,822-81.3% | $6,935-92.4% |