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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,127 | $34,316-18.0% | $74,722-62.4% | $72,975-61.5% |
| Participation rate | 63.0% | 42.4%+20.6pp | 54.5%+8.6pp | 69.5%-6.4pp |
| Annual return | 28.06% | 26.58%+1.5pp | 753.11%-725.1pp | 81.01%-53.0pp |
| Employer contribution / active EE | $856 | $692+23.7% | $1,084-21.0% | $2,440-64.9% |
| Participant deferral / active EE | $1,807 | $1,272+42.1% | $1,963-8.0% | $3,608-49.9% |
| Admin fee / account holder | $911 | $2,125-57.1% | $3,335-72.7% | $5,124-82.2% |