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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,807 | $32,037-28.8% | $69,182-67.0% | $62,881-63.7% |
| Participation rate | 48.5% | 43.4%+5.1pp | 55.1%-6.6pp | 69.3%-20.8pp |
| Annual return | 0.00% | 15.16%-15.2pp | -21.93%+21.9pp | 20.14%-20.1pp |
| Employer contribution / active EE | $654 | $679-3.8% | $1,206-45.8% | $2,281-71.3% |
| Participant deferral / active EE | $1,295 | $1,185+9.3% | $1,897-31.7% | $3,203-59.6% |
| Admin fee / account holder | $79 | $2,608-97.0% | $2,697-97.1% | $4,296-98.2% |