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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,017 | $77,157-33.9% | $108,405-52.9% | $85,847-40.6% |
| Participation rate | 91.2% | 74.7%+16.5pp | 80.1%+11.0pp | 69.3%+21.9pp |
| Annual return | 20.29% | 44.55%-24.3pp | 905.55%-885.3pp | 318.61%-298.3pp |
| Employer contribution / active EE | $5,083 | $2,379+113.6% | $3,559+42.8% | $2,565+98.1% |
| Participant deferral / active EE | $9,295 | $5,567+67.0% | $6,563+41.6% | $3,952+135.2% |
| Admin fee / account holder | $2,255 | $5,174-56.4% | $7,297-69.1% | $6,261-64.0% |