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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,629 | $70,486-42.4% | $100,535-59.6% | $79,856-49.1% |
| Participation rate | 82.1% | 73.6%+8.4pp | 79.4%+2.7pp | 69.6%+12.4pp |
| Annual return | 20.26% | 21.90%-1.6pp | 30.90%-10.6pp | 31.71%-11.5pp |
| Employer contribution / active EE | $4,476 | $2,165+106.8% | $3,419+30.9% | $2,471+81.1% |
| Participant deferral / active EE | $7,595 | $5,182+46.6% | $6,271+21.1% | $3,741+103.0% |
| Admin fee / account holder | $5,815 | $4,480+29.8% | $8,085-28.1% | $5,306+9.6% |