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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,388 | $56,287-60.2% | $80,977-72.4% | $62,881-64.4% |
| Participation rate | 57.1% | 68.9%-11.8pp | 75.8%-18.7pp | 69.3%-12.2pp |
| Annual return | 15.37% | 22.13%-6.8pp | 17.11%-1.7pp | 20.14%-4.8pp |
| Employer contribution / active EE | $2,443 | $1,943+25.7% | $3,715-34.2% | $2,281+7.1% |
| Participant deferral / active EE | $3,931 | $4,196-6.3% | $5,696-31.0% | $3,203+22.7% |
| Admin fee / account holder | $16 | $3,742-99.6% | $5,517-99.7% | $4,296-99.6% |