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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,017 | $209,847-32.8% | $189,520-25.6% | $167,518-15.8% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 14.61% | 748.45%-733.8pp | 555.25%-540.6pp | 478.71%-464.1pp |
| Employer contribution / active EE | $10,135 | $6,913+46.6% | $6,161+64.5% | $4,838+109.5% |
| Participant deferral / active EE | $5,833 | $8,934-34.7% | $8,220-29.0% | $6,342-8.0% |
| Admin fee / account holder | $3,361 | $14,295-76.5% | $12,046-72.1% | $12,312-72.7% |