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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,373 | $171,867-42.2% | $149,721-33.6% | $147,586-32.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 18.48% | 2113.36%-2094.9pp | 1501.67%-1483.2pp | 578.59%-560.1pp |
| Employer contribution / active EE | $9,768 | $6,275+55.7% | $5,444+79.4% | $4,876+100.3% |
| Participant deferral / active EE | $4,783 | $7,270-34.2% | $6,568-27.2% | $5,439-12.1% |
| Admin fee / account holder | $6,009 | $13,799-56.5% | $11,282-46.7% | $10,886-44.8% |