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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,372 | $212,386-2.8% | $199,883+3.2% | $138,895+48.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 15.09% | 47.75%-32.7pp | 43.81%-28.7pp | 145.39%-130.3pp |
| Employer contribution / active EE | $11,488 | $6,625+73.4% | $6,261+83.5% | $4,194+173.9% |
| Participant deferral / active EE | $5,586 | $9,617-41.9% | $9,138-38.9% | $6,396-12.7% |
| Admin fee / account holder | $2,122 | $18,233-88.4% | $17,268-87.7% | $12,562-83.1% |