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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $71,767 |
MMA SECURITIES LLC2 years Service code 27 · EIN 22-3570392 | Advisory (Plan) | $24,894 |
Filed as: CBIZ CPAS, P.C. Service code 10 · EIN 43-1947695 | Accounting | $18,900 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,011 | $101,591-58.6% | $147,096-71.4% | $74,429-43.6% |
| Participation rate | 96.7% | 75.5%+21.1pp | 82.2%+14.5pp | 67.2%+29.4pp |
| Annual return | 17.58% | 8746.45%-8728.9pp | 419.75%-402.2pp | 1368.38%-1350.8pp |
| Employer contribution / active EE | $3,777 | $3,813-0.9% | $4,936-23.5% | $2,625+43.9% |
| Participant deferral / active EE | $7,250 | $7,302-0.7% | $8,071-10.2% | $4,348+66.7% |
| Admin fee / account holder | $303 | $1,750-82.7% | $13,005-97.7% | $1,944-84.4% |