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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,434 | $85,766-55.2% | $136,297-71.8% | $70,124-45.2% |
| Participation rate | 55.6% | 74.2%-18.6pp | 81.9%-26.4pp | 69.5%-14.0pp |
| Annual return | 60.04% | 31.45%+28.6pp | 5156.19%-5096.1pp | 73.14%-13.1pp |
| Employer contribution / active EE | $547 | $2,966-81.6% | $4,696-88.4% | $2,342-76.7% |
| Participant deferral / active EE | $4,278 | $5,051-15.3% | $6,247-31.5% | $3,332+28.4% |
| Admin fee / account holder | $5,478 | $5,420+1.1% | $9,244-40.7% | $4,645+17.9% |