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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,557 | $57,140-88.5% | $85,240-92.3% | $80,959-91.9% |
| Participation rate | 75.7% | 56.4%+19.3pp | 67.5%+8.2pp | 67.7%+8.0pp |
| Annual return | 10.70% | 21.71%-11.0pp | 66.75%-56.1pp | 35.67%-25.0pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,735-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,336 | $3,115-57.1% | $4,527-70.5% | $4,300-68.9% |
| Admin fee / account holder | $1,032 | $4,992-79.3% | $6,165-83.3% | $6,925-85.1% |