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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,049 | $45,872-93.4% | $77,096-96.0% | $68,486-95.5% |
| Participation rate | 47.1% | 55.9%-8.9pp | 67.9%-20.9pp | 67.9%-20.8pp |
| Annual return | 284.68% | 1.73%+283.0pp | 42.35%+242.3pp | -7.85%+292.5pp |
| Employer contribution / active EE | $0 | $1,650-100.0% | $2,814-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,627 | $2,963-45.1% | $4,429-63.3% | $4,028-59.6% |
| Admin fee / account holder | $26 | $3,041-99.1% | $5,428-99.5% | $5,404-99.5% |