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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,418 | $162,136-40.5% | $152,301-36.7% | $154,746-37.7% |
| Participation rate | 76.9% | 84.1%-7.2pp | 82.4%-5.5pp | 80.7%-3.8pp |
| Annual return | 15.14% | 91.02%-75.9pp | 80.50%-65.4pp | 172.34%-157.2pp |
| Employer contribution / active EE | $2,067 | $4,890-57.7% | $4,624-55.3% | $4,379-52.8% |
| Participant deferral / active EE | $10,656 | $8,341+27.8% | $8,004+33.1% | $6,730+58.3% |
| Admin fee / account holder | $1,275 | $15,759-91.9% | $14,398-91.1% | $14,365-91.1% |